Stepping Stones to Startups!

‘Startups’ are the buzz word these days and lot many people do wish to chase their dreams and be their own boss. When one is busy in making it big, one must not forget to build on a steady foundation by doing their homework well. Here’s how one may go across the stepping stones to…

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An Affordable way to Invest in Real Estate!

Have you ever thought of investing in real estate? With the bumper returns witnessed till a couple of years back, the answer might be yes but your pocket might not have allowed you to buy a house or commercial property. Now, with the evolution of securities market, investing in real estate will soon be possible…

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Quit these Habits for Better Financial Future

When we talk of building a better financial future, we always talk of the financial resolutions we are taking for the times ahead. We focus on the future but what we don’t realize is that the past might be equally guilty for our not-so-good financial health. So, once for a while, let’s focus on quitting…

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Marriage and Money Matters!

Money is often the most neglected part in the conversations happening especially between the newly weds or those who are just about the board that train. However, it is indeed imperative to engage your spouse/ fiancée in all the financial decisions you make because now, it will be not about ‘mine’ or ‘hers’ but always…

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Liquid Funds – Hard Working Brother of Savings Account!

Having a healthy corpus of atleast 6 months’ expenses towards emergency funds is always desirable, for it gives you enough cushion towards any unforeseen event in future. However, in absence of much financial awareness, a significant proportion of our surplus cash is parked in savings accounts which generally yield very low returns of 4%, though…

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Keep it Simple, Stupid!

“Life is really simple, but we insist on making it complicated.” Confucius said it once, and one must copy that to the art of investing too. Managing money has to be simple or one tends to deviate from the right track and that’s why the KISS (Keep It Simple, Stupid!) principle finds its way into money…

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Just the Right Time to Invest in Markets – Never!

Many people ask this question, when it is just the right time to invest in markets. If at all, someone asks me, I reply ‘Never’. This might be a pessimistic answer but it is indeed the hard reality. Markets move more on the basis of underlying fundamentals than following rigid mathematical equations. Timing the market…

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Be an Informed Investor!

When it comes to managing our money, lack of knowledge about various investing opportunities available comes in our way to achieve returns that can atleast beat inflation. Ignorance to keep track of your money often allows leakages from your investment portfolio.   Being an informed investor is the most important way to protect your money and…

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Should you Buy or Rent a House?

“Bada ho ya chhota, sapna aakhir sapna hota hai, Aur bangla ho ya ghonsla, apna ghar aakhir apna hota hai.” This is what Shahrukh Khan says in the latest promo of one of the leading housing finance companies. Buying a house might very well be on your priority list, but just chasing the wishlist blindly…

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Investing in Gold!

Investment in Gold is guided more by emotional and social reasons than financial ones in our country. People in India prefer to hold the yellow metal as jewellery which however just makes a couple of guest appearances in few functions and then spends the rest of its life in the bank lockers. However, inspite of its…

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