Happy Loans – Getting the money in times you need it indeed makes you happy!

Being a blogger comes with its own perks. Not only does it help you get away from the routine monotony of the life, at times, it also helps you with experiences you can feel good about. I recently had an opportunity to attend a virtual bloggers’ meet wherein I came across a unique lending product…

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Cover your Life and Create Wealth with Edelweiss Tokio Wealth Ultima

Amidst the noise around Goods & Service Tax and the uncertainty revolving around the same due to not much clarity on many issues, I am reminded of an anonymous quote which says, “there is nothing certain in this world, except death and taxes.” So, one must be prepared for both, be it the compliance under…

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Window Shopping For Loans hurts your credit score

Window shopping is taken very seriously by some shoppers when they visit markets or malls. This isn’t surprising when it comes without any costs attached. However, the same analogy does not apply everywhere and especially when you are in the market for a loan for your small business. Each window you make some enquiry ends…

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Income Tax – The Basics

Sometimes, it is good to just get back to the basics. I realized the need for this when I met one of my friends over the weekend who was totally clueless over the fact that why at all we pay any taxes and how Income Tax is calculated. So, this post will attempt to share…

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Home on Sale – Things You Must Know

Selling a house is always an emotional decision especially when you have spent a big part of your life in that house itself. However, at the same time, you must take utmost care about the financial matters to avoid any legal and tax hassles at a later stage. Here are four things you must know…

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Gold Bonds – A New Way of Investing in Yellow Metal

Gold has always been finding its demand in the Indian households as gold jewellery. However, with the yellow metal also giving good returns over the past decade, it had been finding favour among the investing community. It is important to have an exposure to various class of assets and investing in Gold indeed provides some…

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Form 26AS – Your Tax Credit Statement

Income Tax Department has taken many taxpayer friendly initiatives in the recent times and sharing the access of Form 26AS is one of these initiatives. Here are four things you must know about Form 26AS: What is Form 26AS? Form 26AS is the statement showing the details of taxes paid on your Permanent Account Number…

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ELSS – Clubbing Investing and Tax Saving together

The financial year has just ended and I came across many of my friends doing last minute investments for tax. Such investments ranged from a deposit in PPF, tax saver fixed deposits, taking new insurance policies etc. One thing which was quite uncommon was investing in Mutual funds for the purpose of tax saving. Hence,…

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Debt Funds – An Alternate Investing Avenue

Till recently, a majority of household savings were diverted into bank deposits and gold. However, with the emergence of a financial market in India, a variety of investment avenues have opened up. Savers can make use of the new opportunities available to avail higher returns than the traditional investment avenues. One of these is debt…

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CIBIL Score – Credit History of your debts

One of my friend, Vivek, had applied for a housing loan from one of the leading private sector banks. However, he was quite disappointed when he got a call from the bank that his CIBIL score was good enough to pass the internal appraisal process of the bank and therefore, the loan cannot be sanctioned…

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